Expensive Insurance

Post by **andrew** » Tue Mar 06, 2007 3:35 pm

well been doing quotes for a few months as my insurance is due for renewal at the end of this month, so I gave the company that came out on top of the list on easy quote a ring. I wanted "drive other cars cover" which when your 'young' is a little awkward and costs more but it gives me more flexibility and saves me paying dad to be on an extra policy as my backup car

anyway long story short got just over Â£150 knocked off my best (read: cheapest overall quote),
she asked if I wanted to take the cover "YES, my card number is".

So today was expensive but a pleasent suprise as i'd budgeted for a lot more. Now what to spend the spare money on........... oh wait 12 months tax

Post by **Jase** » Tue Mar 06, 2007 4:20 pm

If I got Â£150 knocked off my insurance they'd owe me

Post by **Rasputin** » Tue Mar 06, 2007 5:21 pm

Jase wrote: If I got Â£150 knocked off my insurance they'd owe me

Thats what happens when you are over 50 and drive a nissian Micra 1.1

Tue Mar 06, 2007 7:25 pm

We had Â£1,900 knocked off our insurance as my dad just told the bloke down the phone if he didn't sort out a better quote we'd be moving brokers, and that the insurance was less needed now.

Think the saving went to help to buy a nice Merc E270CDI Avantgarde

Should manage to make a nice Â£1,500 outa selling it aswell

Post by **andrew** » Tue Mar 06, 2007 10:54 pm

Sorted my dads insurance for the year, Â£53 ! MADNESS !

Post by **Class--** » Wed Mar 07, 2007 7:54 pm

for the extra money u spend on bein g a named driver on ur dads insurance its b ound to be more advantagous as apposed to being only third party covered when u drive it. if its worth any money at all (the car i mean) then i reckon u get on his insurance.

Class

Post by **andrew** » Thu Mar 08, 2007 7:39 pm

Nah I think this way is more financially sound for us both. Its a lot of money for me to be on his policy and I rarely use his car if anything just moving it to get mine off the drive when i'm home on a weekend

The reason I need drive other cars is just a backup/precaution (thats not been needed so far in a year) but mainly so i'm covered to rag the nackers off my m8s cars...... eh f0x

roll on the company car scheme is all I can say as i'm sick of shelling out money

On that thread of CC's am I right in assuming my personal NCB is frozen/kept if I ever opt out of the scheme or want a second motor (for example), or does it expire after X amount of months/years ?
I did ask at work but they all shrugged their shoulders and said we don't care because they are lifetime company car / vehicle people and rightly don't give a flying fluff as long as they don't have to pay for anything its business as usual supping tea and reading the paper

Post by **Richie** » Thu Mar 08, 2007 7:55 pm

NCB's lapse after 2 consecutive years of non-cover

Post by **andrew** » Thu Mar 08, 2007 8:51 pm

Cheers data, be a good excuse for a toy

Post by **Hippy** » Mon Mar 12, 2007 10:58 am

Get a classic car!
My insurance at 26 is Â£140 FC

Mon Mar 12, 2007 1:05 pm

Yeah and imo the cars not worth much more, but then thats just my opinion

Post by **Hippy** » Mon Mar 12, 2007 4:21 pm

agreed value of Â£3500, none of this market value nonesense.

Post by **andrew** » Sun Apr 01, 2007 11:21 pm

might have a second one soon if I can be bothered to put my hand in my pocket and ruin my savings account

but then again i'll hopefully see sense and set it all on fire or use it for drugs etc

Post by **Trig** » Mon Apr 02, 2007 12:25 am

Hippy wrote: agreed value of Â£3500, none of this market value nonesense.

Tell me about it, apparently Cav Turbo's are only worth Â£500....

Post by **Hippy** » Mon Apr 02, 2007 9:28 am

How old is it? cant you get it on a classic policy yet? only needs to be 15 years old i think.